Is there a cost for your services?

No. All of our services are at no cost to you.

If your services are at no cost, how do you get paid?

Health insurance agents may be compensated by the health plans upon enrollment. We take pride in our client-first approach. There is no obligation to enroll. No pressure, straightforward process.

I am turning 65 soon, when can I enroll in a Medicare Advantage Plan?

You can enroll up to three months before or after your birth month during the Initial Coverage Election Period (ICEP).

How soon can my coverage begin?

Coverage will begin on the first of the following month of your enrollment. For new Medicare beneficiaries who enrolled during ICEP, coverage will begin on the first of the month indicated on your Medicare card.

When is the Annual Enrollment Period (AEP)?

The annual enrollment period is October 15 - December 7. Coverage for enrollments during this time will begin January of the following year.

Captive agent vs. Broker?

A captive agent represents a single insurance carrier and can only offer that one company's products. An independent broker contracts with many carriers and can recommend whatever best fits each client. At AIA you partner as an independent broker — you own 100% of your book of business and choose what you sell.

How do commissions work?

It depends on how you're contracted. A Licensed Agent of Authority (LOA) writes business under the agency's carrier contracts — the agency holds the appointment and pays the agent. A 1099 field broker is fully independent: you hold your own carrier contracts, are paid commissions directly by the carriers, and own 100% of your book of business. AIA contracts the vast majority of our partners as independent 1099 field brokers, so you keep direct carrier payments and full ownership of your book.

What is your release policy?

AIA offers a "go as you came" release policy. If a broker was given an immediate release to join AIA, they will also receive an immediate release — as long as they remain compliant and satisfy all AIA guidelines. If a broker was given a delayed release to join AIA, they will be provided a delayed release should they decide to join another group.

What technology do you provide?

We provide a comprehensive platform featuring automated retention, a multi-carrier quoting engine, automated SOA generation, and call recording tools.

Do you provide leads?

We offer exclusive lead generation programs, marketing support for top producers, and training on how to self-generate high-quality leads.

How long does contracting take?

At AIA, contracting moves at lightning speed. We provide a dedicated contracting specialist who walks you through onboarding and the exact steps you need to complete to become ready to sell.

Do I get a dedicated support representative?

Yes. Every partnered agent gets a dedicated agent support specialist to help with contracting, back-office administration, and strategy.

Agent FAQs

Everything you need to know about partnering with Advantage Insurance Advisors.

The AIA team at the Advantage Insurance Advisors booth, AEP 2026

Captive vs. broker
Independent broker. You own 100% of your book.
Commissions
Most partners are 1099 brokers, paid directly by the carriers.
Release policy
Go as you came. Immediate release in means immediate release out.
Technology
Multi-carrier quoting, automated SOAs, retention and call recording.
Leads
Exclusive lead programs, plus training to generate your own.
Contracting time
A dedicated contracting specialist walks you through every step.
Support rep
Yes. Every partner gets a dedicated support specialist.

Talk to the team

Our onboarding team is ready for your call.

Call UsSpeak directly with agent support888-683-1035 Schedule a CallBook a technical demo or meet & greet View FMO Offices

Agents mingling on the floor at AIA’s AEP 2026 event

Ready to Partner?

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